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Home  /  Loan Products  /  Bridge Loans

Bridge Loans

Buy your next home before you sell your current one.

A bridge loan is short-term financing that covers the gap between buying a new home and selling your existing one, letting you make a strong, non-contingent offer without waiting for your current home to close.

Best for
Homeowners who need to purchase before their current home sells, and investors timing back-to-back transactions.

When does a bridge loan make sense?

A bridge loan shines in a competitive market where a sale contingency would cost you the home. It unlocks the equity in your current property so you can put a confident offer on the next one, then repays when your existing home sells.

It is also a powerful tool for investors who need to act on a new opportunity before capital frees up from another deal.

How is a bridge loan repaid?

Bridge loans offer flexible repayment built around your timeline. Many are structured to be paid off in full when your departing residence sells, which keeps your monthly burden light during the transition. High Place Mortgage structures the exit before you ever sign.

Key features

  • Make non-contingent offers with confidence
  • Access equity before your current home sells
  • Flexible, short-term repayment options
  • Fast structuring for time-sensitive deals
  • Ideal for move-up buyers and investors
Questions, Answered

Bridge Loans
FAQ

Still have a question? Our team answers the phone, every time, and walks you through the details.

Bridge loans are short-term by design, commonly spanning a few months up to about a year, just long enough to complete your sale and transition.
The bridge is structured around your equity and timeline so the overlap is manageable, and many borrowers repay the bridge the moment their current home closes.
Because timing is the whole point, we move fast. We will assess your equity and structure the loan to match your purchase schedule.
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