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Private Money

Speed and certainty for the deal that cannot wait.

A private money loan is asset-based financing secured primarily by the property itself, giving real estate investors fast, flexible capital when speed and certainty matter more than conventional paperwork.

Best for
Real estate investors and developers who need to move quickly on acquisitions, flips, or bridge situations.

When should you use private money?

Private money is the tool for opportunities that will not survive a 45-day conventional close: auctions, distressed acquisitions, fix-and-flip projects, and competitive off-market deals. Because the loan is secured by the asset, decisions are faster and the structure bends to the deal.

How does private money lending work?

Underwriting centers on the property's value and the strength of the deal rather than exhaustive income documentation. That focus lets capital move quickly. High Place Mortgage connects serious investors with private money structured around the project's timeline and exit.

Key features

  • Asset-based, property-focused underwriting
  • Fast funding for time-sensitive deals
  • Flexible structures for investors
  • Ideal for flips, auctions, and bridges
  • Built around your project's exit strategy
Questions, Answered

Private Money
FAQ

Still have a question? Our team answers the phone, every time, and walks you through the details.

Far faster than conventional financing. Because underwriting centers on the asset, well-structured deals can move on an investor's timeline.
Private money is most often used for investment and non-owner-occupied properties, including flips, value-add acquisitions, and bridge scenarios.
Pricing reflects the speed and flexibility, so it is priced for short-term, opportunity-driven use rather than long-term hold financing. We help you weigh the cost against the return.
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