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VA Loans

A benefit earned. A home made possible.

A VA loan is a mortgage backed by the U.S. Department of Veterans Affairs that offers eligible veterans and active service members zero down payment, no private mortgage insurance, and competitive rates.

Best for
Eligible veterans, active-duty service members, and qualifying surviving spouses of the U.S. Armed Forces.

Why is a VA loan so valuable?

The VA loan is one of the most powerful benefits available to those who served. With no down payment and no monthly mortgage insurance, eligible borrowers can buy with far less cash and a lower monthly payment than nearly any other program. Rates are competitive and the structure is designed in your favor.

Who is eligible for a VA loan?

Eligibility extends to qualifying veterans, active-duty service members, members of the National Guard and Reserves, and certain surviving spouses. High Place Mortgage honors that service by making the process clear and getting your Certificate of Eligibility handled correctly the first time.

Key features

  • Zero down payment for eligible borrowers
  • No private mortgage insurance, ever
  • Competitive interest rates
  • Reusable benefit for future purchases
  • Guidance on Certificate of Eligibility
Questions, Answered

VA Loans
FAQ

Still have a question? Our team answers the phone, every time, and walks you through the details.

Yes. Eligible borrowers can finance up to 100 percent of the purchase price, which is one of the program's defining advantages.
No. VA loans never carry monthly private mortgage insurance, which keeps your payment lower than comparable conventional or FHA loans.
Yes. The VA loan benefit can be restored and reused for future eligible purchases. We will help you confirm your entitlement.
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